About Octus Financial
Our Commitment
As a Federal Retirement Consultant I am an expert in your benefits and your Basic Benefit Plan. As a National Social Security Advisor Certificate Holder, I am an expert in Social Security and how to make the most of it for your specific needs. As a Financial Planning and Wealth Management Advisor, I understand how to optimize your TSP to fit your goals. As a Fiduciary, I chose to be legally bound to put my clients needs at the forefront of any and all advice that I give. With Graduate degrees in Business Management, and IT Management and Undergraduate degrees in HR Management, Finance, I understand the business side of working. As a military spouse I understand the unique inner working of military services. As a previous federal employee I have walked in your shoes, and I am here to serve you.
In finance and also as a federal employee. Mia understands the ins and outs of federal employment and the importance of making the most of your benefits and retirement. Mia has been in the finance industry since 2000.
We are here for you. If you have questions or need help with anything regarding your benefits or retirement contact us. We are here to take the load off of managers, bridge the gap for HR, and provide expert advice that you are searching for.
When life takes turns we are there to make sure you stay on the right track. We will provide you with information so that you can make the best decision for you.
About the Owner
Mia is a small business owner who strives to make a difference in the world through education and planning. She believes that everyone is unique, and consequently, their goals, circumstances, and needs are equally unique. Her goal is to bring back the service part of financial services. People can come to ask questions and get real answers specific to their needs.
She is also a small business owner that has partnered with a powerhouse team that focuses on finding the best solutions for her clients. Her insight is based on the numbers and statistics to ensure that her clients are in a better position. Clarity, honesty, and integrity are the keys. As an independent agent, she can work for her clients and their best interests. She has chosen to only work with the highest-rated companies that have proven themselves to uphold the values and standards. Her constant goal is to impact as many people as possible positively.
Over 20 Years Experience
As a Federal Retirement Consultant, Mia is an expert on your benefits and your Basic Benefit Plan. As a National Social Security Advisor Certificate Holder, I am an expert in Social Security and how to make the most of it for your specific needs. As a financial planning and wealth management advisor, I understand how to optimize your TSP to fit your goals. As a fiduciary, I chose to be legally bound to put my client's needs at the forefront of any and all advice that I give.
She has two graduate degrees in business management and IT management and two undergraduate degrees in HR management and finance. These accomplishments have provided her with an in-depth understanding of business. Mia also has 50 other designations and continually strives to increase her knowledge. As a military spouse, she understands the unique inner workings of military services. As a previous federal employee, she has walked in your shoes. Mia is here to serve the federal community and beyond.
When You Retire Matters
Portfolio Balance
Withdrawals
Returns
$100,000
$111,000
$5,000
16%
$125,880
$5,100
18%
$134,525
$5,202
11%
$146,707
$5,306
13%
$155,966
$5,412
10%
$148,855
$5,520
-1%
$141,766
$5,631
-1%
$128,934
$5,743
-5%
$115,340
$5,858
-6%
$97,830
$5,975
-10%
AVERAGE ANNUAL RETURN
4.50%
Portfolio Balance
Withdrawals
Returns
$100,000
$85,000
$5,000
-10%
$74,800
$5,100
-6%
$65,858
$5,202
-5%
$59,893
$5,306
-1%
$53,882
$5,412
-1%
$53,750
$5,520
10%
$55,107
$5,631
13%
$55,425
$5,743
11%
$59,543
$5,858
18%
$63,095
$5,975
16%
AVERAGE ANNUAL RETURN
4.50%
